Tag Archives: student loans

Losing your job to student debt

Losing your job to student debt

Government stupidity clearly knows no bounds. We have tens of millions of people now with student loan debt, a debt which is often too large to pay back thanks to government interference, and cannot be cleared via bankruptcy. But the government wants “its” money, and gets to create the laws. We’re already seeing students loans […] … learn more→

A look at the most predatory student loan lender

A look at the most predatory student loan lender

Most people are entirely unaware of how serious the student loan problem is, so allow me to put it in context. Smoking tobacco is universally agreed to be a very bad thing to do. We have almost 38 million smokers in this country, and over 80% of smokers regret taking up the habit. We have […] … learn more→

Columbia MFA students demand tuition refund

Columbia MFA students demand tuition refund

I know this is something of old news…but today’s topic just strikes me as a more important phenomenon for higher ed than anything in the “top 10” of last post. We now have nearly an entire class of students at a good school asking for refunds. When it comes to student loans, the most painful […] … learn more→

The student loan scam explained

The student loan scam explained

It’s been a while since I discussed the core issue which has done so much harm to higher education: the student loan scam (so long, in fact, that a reader asked me to explain what I meant by it, and so here we are). The Rise of the Jumbo Student Loan Most students with loan […] … learn more→

Fix for borrowers with loan discharges comes up short in tax reform

Fix for borrowers with loan discharges comes up short in tax reform

For all the tax reform provisions that will take away benefits from borrowers and colleges, there’s one important addition in the House legislation–excluded from the Senate’s version of tax reform that was published over the weekend–that will help vulnerable students and their families: making student loan discharges due to death or disability nontaxable income. Currently, […] … learn more→

Avoiding the PSLFiasco: Part Three

Avoiding the PSLFiasco: Part Three

In our last posts, we gave recommendations for the Department of Education as it heads into the first year of granting forgiveness to public service employees who fulfill the requirements of the Public Service Loan Forgiveness program, and recommendations to improve outreach, including tips for borrowers. But those questions are only a part of the […] … learn more→

Avoiding the PSLFiasco: Part One

Avoiding the PSLFiasco: Part One

This fall, for the first time ever, borrowers who have made 120 qualifying payments can avail themselves of the Public Service Loan Forgiveness program (PSLF) to eliminate their remaining federal student loan debt. Ahead of its implementation, we’ve drafted some recommendations to ensure smooth sailing and a better, more targeted program. This post, detailing recommendations […] … learn more→

Ultra spiritual parody: Higher Education

Ultra spiritual parody: Higher Education

Ah, it’s summer time, the days when the perpetual deadlines during the semester don’t exist. It also means the insanity slows down a bit, so I have time for less serious things. Ultra Spiritual Life is a series of parody videos by a YouTube user with account name AwakenWithJP. The videos vary from beyond hysterical […] … learn more→