Back in 2017, I started regularly leaving my office at West Texas A&M University in Canyon, Texas, to speak to high school students in the Texas Panhandle. This past fall, I did the same thing in the South Plains. These two areas are the northern most 46 counties in the state of Texas. Driving a […] … learn more→

It’s been known for a decade or two that we have a real problem with the cost of a college degree relative to the financial boon of having one, but at long last our government is catching on as well: … the U.S. Department of Education released data on first-year earnings for thousands of different […] … learn more→

I’ve been hearing people seriously talk about cancelling student loan debt for at least a decade, probably more. Granted, almost everyone who’s for it has student debt, and most everyone against it doesn’t have student debt, so I appreciate conflict of interest here…but this is ad hominem, there are valid reasons both for and against […] … learn more→

I’ve been hearing people seriously talk about cancelling student loan debt for at least a decade, probably more. Granted, almost everyone who’s for it has student debt, and most everyone against it doesn’t have student debt, so I appreciate conflict of interest here…but this is ad hominem, there are valid reasons both for and against […] … learn more→

I’ve covered before how many college graduates now become prostitutes to help pay off their student debt, but that’s only addressing what happens after a student graduates and realizes her degree is worthless and has no choice. A far larger share of students become prostitutes, or semi-prostitutes (at the risk of splitting hairs) while still […] … learn more→

I often request an end to the student loan scam, but I seldom discuss why we have so many of our kids ready and willing to destroy themselves with student loans. Even if we destroyed the supply (student loans), we’d still have immense demand for accredited college degrees. So as I sit here being pumped […] … learn more→

YouTube is such a fine resource for learning things. It’s only drawback (beyond the way how it supports pedophilia and censors counter-narrative views) is the one common to any learning tool: if you don’t know what you should know, you’re unlikely to learn it. Today I’ll highlight a couple stories which strike me as fairly […] … learn more→

Getting a professional education — and job in the wake of graduating — is well worth juggling some college debt for some individuals. However, you are ensured to wind up with only laments on the off chance that you have debts yet no degree. Around 45% of individuals who are no longer in college and […] … learn more→

The vast majority of loans that students take on to go to college are federal student loans that carry set terms, are available to all comers, and have built-in protections in case things go wrong–like discharges available if the school closes before the borrower can graduate or if the student dies, and income-driven repayment options […] … learn more→

Even though for-profit colleges get a bad rap for being predatory and leaving students saddled with debt but no degree, a significant number of private nonprofit and public colleges have the same issues. For example, a recent analysis examined 781 colleges where most students borrow and few can repay their loans. While the analysis found that 73 percent of […] … learn more→